Testimonial: Erica’s Story

A self-employed sports coach, Erica Groenewald, truly understands the importance of having Temporary Income Protection in place. In November 2011, she fell ill with Glandular Fever and was advised by her doctor to cut back substantially on her working hours. Luckily, FMI was there to support her financially when she needed it most.

Due to severe Glandular Fever, from November 2011 to July 2012, Erica was unable to generate a full income. Due to sound financial advice, she had a FMI Income Protection policy in place. In Erica’s words, “It took me a while to understand if we could claim for something like my illness. At first, I thought, ‘Well, I haven’t broken my neck’ but the truth is I wasn’t able to work, see clients, or earn my income. And that is what Income Protection is for – to replace your income when you can’t work.”

Without Income Protection, this temporary break in Erica’s career would have been hugely stressful as Erica’s husband is also self-employed and they have two children to support, “When you don’t have a company salary to fall back on and you have to cut your monthly workload in half, you also cut your income in half. My illness was difficult for my family but at least we didn’t have to worry about the money. If you’re self-employed, it’s just irresponsible not to have this cover in place.”